Credit and Financing

Personal Credit and Financing

Overdraft Protection
 
Checkline Reserve and Checkline Reserve Plus can provide you with the flexibility to use a credit reserve whenever you need it.

• Credit lines available from $1,000 to $10,000
• Automatic loans are instantly available
• Payments can be drafted
• Finance charges accrue only when funds are used.

Debt Consolidation Loans

Tired of paying high interest rates on credit cards or other forms of personal financing? Fidelity Bank can help. We may be able to combine all of your credit card bills into one convenient monthly payment, saving you time and money every month.

• Terms vary depending on your monthly budget.
• Acceptable collateral is required, and your past credit history is very important.

Home Mortgages

Fidelity Bank offers a wide variety of options for home financing, including conventional 15, 20 and 30-year fixed and adjustable rate loans. We have financing plans to help you purchase an existing home or build your dream home from the ground up.

Whether you’re looking for a mortgage on a new home or refinancing your primary residence, we can help find just the right loan program to meet your needs.

Home Equity Line of Credit

Turn the equity in your home into cash you can use… at any time… for any purpose!

• EquityReserve is a personal line of credit secured by a first or second mortgage on your primary or secondary home
(mobile homes or other types of real estate are not eligible).
• Access to your EquityReserve is as easy as writing your own personal check.
• Interest is generally tax-deductible. Please consult your tax advisor for eligibility.

Credit Cards

We understand how important credit is to helping you reach your goals. We offer a variety of essential credit cards to help you build a healthy credit history. We offer extensive credit card services to suit every need. Standard or Gold… VISA or MasterCard. The choice is yours. Credit lines range from $1,000 to $5,000 for most cards, and from $5,000 to $50,000 for Fidelity’s Gold MasterCard and VISA Gold premium cards.