Credit and Finance

Business Lines of Credit

A business line of credit can provide your business with a flexible and convenient way to access funds. Improve your ability to manage cyclical cash flow issues, unexpected opportunities, or instances where you need a limited amount of money very quickly.

Construction Loans

Finance construction of virtually any type of commercial or residential building. We offer flexible construction-only or construction to permanent loans.

Small Business Administration (SBA)

If your business needs a longer repayment term, a lower down payment, or a larger loan amount, an SBA loan might be the answer. The two most common SBA loan programs are the SBA 7(a) and the SBA 504.

Equipment & Other Fixed Assets Loans

Finance new or used equipment or any other type of fixed asset with one of our fixed or variable rate business loans.

Letters of Credit

Letters of Credit are guarantees of payment to help you facilitate trading activities with other businesses. They serve as an assurance to another business that you will meet its contractual obligations. This type of credit can be secured many different ways.

Agricultural Loans

Our agricultural loans cover a broad range of financing needs, from single payment loans to multi-year fixed term financing.

Commercial Mortgage Loans

We offer very competitive fixed or variable rate loan options for long-term financing of owner occupied commercial real estate.

Business Credit Cards

A business credit card is a convenient way to help you manage your business’s day-to-day purchases. Get one easy-to-understand statement each month. Standard or Gold. VISA or MasterCard. The choice is yours.

Credit lines range from a minimum of $1,000 to $5,000 for most cards, and from $5,000 to $50,000 for Fidelity's Gold MasterCard and VISA Gold premium cards.