FDIC Insurance Update – 7/21/10

FDIC general deposit insurance has been permanently increased from $100,000 to $250,000 per depositor.

In addition, on April 13, 2010, the FDIC extended the Transaction Account Guarantee Program through December 31, 2010. Fidelity Bank is participating in the FDIC's Transaction Account Guarantee Program. The Transaction Account Guarantee Program provides unlimited coverage for eligible non-interest bearing accounts through December 31, 2010. Under this program, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account through December 31, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Remember, the unlimited coverage under the Transaction Account Guarantee Program remains in effect for depositors only through December 31, 2010. .

Please contact your local branch with any questions or visit the FDIC web site at http://www.fdic.gov.